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Do I pay each month even if I don’t have any medical expenses?

Each month you make a Monthly Contribution to your secure online Virtual Share account. These funds are not used to fund your medical needs, but instead are shared with other Members who have medical bills regardless of whether you have medical expenses.
Giving regularly each month is how you remain eligible to have your bills shared by other active Members when you have medical expenses in turn. The Monthly Contribution Amount varies depending on your AUA choice, age, family size, and which Sharing program you select.