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Do all medical expenses go towards my Annual Unshared Amount?

All eligible medical expenses would go towards your Annual Unshared Amount, with a couple of notable exceptions:

  • Wellness visits are shared even before you have met your Annual Unshared Amount for the year. See our Wellness Policy for a complete list of all of the services included.
  • Prescriptions are shared before the Annual Unshared Amount is met with our America RED program. You are responsible for the co-share amount in that case, and then the rest is shared directly through our pharmacy program.